Search and filter funding programs, lenders, accelerators and investors that serve Canadian businesses and projects in any sector.
Canadian Funding Directory
In shortBrowse programs by type, stage and region. Every entry carries a verification flag and links to the official page for current terms.
Contribution / regional agencyNew Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador
ACOA – Business Development Program
Repayable, interest-free funding for up to 50% of capital to start or grow a business, plus interest-free contributions for up to 75% of costs for training, studies, marketing and productivity.
Terms: Up to 50% of project capital (repayable); up to 75% of eligible growth-support costs
Stage: Start-up and expansion
Apply through your nearest ACOA office.
Official page checked 2026-10-31
Official site →Advisory & R&DAlberta
Alberta Innovates
Funding and advisory programs for Alberta SMEs, not-for-profits and researchers.
Terms: Varies by program
Stage: Many programs fund TRL 3-7
Contact a program advisor first; reviews are competitive.
Official page checked 2026-10-31
Official site →Venture capitalCanada-wide
BDC Capital – Cleantech
Venture investing from BDC Capital in cleantech and climate-tech companies.
Terms: Equity investments, stage dependent
Stage: Seed to growth
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Venture capitalCanada-wide
BDC Capital – Venture Capital & Growth Equity
BDC Capital offers venture capital for innovators building tech companies, growth and transition capital, and growth equity partners for mid-market growth companies.
Terms: Tailored investment sizes (not published)
Stage: Venture-backable start-ups through mid-market growth
Equity investment, not a loan.
Official page checked 2026-10-31
Official site →Loan / guaranteeCanada-wide
BDC Small Business Financing
BDC lends to start-ups and growing businesses: Start-up Financing, Small Business Loan, working capital, equipment and commercial real estate loans.
Terms: Small Business Loan up to $350K; Start-up Financing up to $150K; Inclusive Entrepreneurship and Indigenous Entrepreneur Loans up to $350K each.
Stage: Start-up to growth (generally 12+ months of revenue for the main loans)
Some industries are excluded (for example cannabis, gambling, payday lending).
Official page checked 2026-10-31
Official site →Loan / guaranteeCanada-wide
Black Entrepreneurship Program
Federal program with a Black Entrepreneurship Loan Fund (administered with BDC), an Ecosystem Fund for Black-led not-for-profits and a Knowledge Hub.
Terms: Loans from $10K to $250K
Stage: Black-owned businesses, start-up through growth
Check intake status; the official page gives no deadlines.
Official page checked 2026-10-31
Official site →Infrastructure & project financeCanada-wide
Canada Growth Fund
Crown-owned investor using contracts for difference, concessional capital and equity to crowd in private capital for decarbonization projects.
Terms: Large-scale; project dependent
Stage: Commercial scale
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Infrastructure & project financeCanada-wide
Canada Infrastructure Bank
Long-term financing for revenue-generating infrastructure, including clean power and waste/circular projects.
Terms: Project finance, typically large
Stage: Commercial scale
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Loan / guaranteeCanada-wide
Canada Small Business Financing Program (CSBFP)
Government-backed loans for small businesses and start-ups with gross annual revenues of $10M or less, made through participating banks and credit unions. Farming businesses are not eligible.
Terms: Up to $1.15M per borrower: term loans up to $1M (max $500K for leasehold improvements and equipment; up to $150K for intangibles and working capital); lines of credit up to $150K. 2% registration fee.
Stage: Start-up to established small business
Apply through a bank or credit union, not ISED.
Official page checked 2026-10-31
Official site →GrantCanada-wide
CanExport SMEs
Funding for Canadian SMEs with a clear plan to export goods or services.
Terms: Up to $50K per project
Stage: Export-ready SMEs
Per the official page, 2026-27 intake was fully processed and future intake was to be posted. Check intake dates.
Official page checked 2026-10-31
Official site →Contribution / regional agencyYukon, Northwest Territories, Nunavut
CanNor – Northern economic development programs
CanNor delivers programs including IDEANorth, the Northern Indigenous Economic Opportunities Program and the Economic Development Initiative.
Terms: Not published on the page
Stage: Northern businesses, Indigenous organizations and communities
The 2026-27 expression-of-interest window had closed. Check for the next call.
Official page checked 2026-10-31
Official site →Contribution / regional agencyQuebec
CED – Regional Economic Growth through Innovation
Economic Development Canada for the Regions of Quebec delivers REGI, with business scale-up and regional innovation ecosystem components.
Terms: Not published on the page
Stage: SMEs and organizations growing through innovation
Ongoing intake per the official page.
Official page checked 2026-10-31
Official site →Venture capitalCanada-wide
Cycle Capital
Canadian climate-tech venture capital firm investing in cleantech and sustainability startups.
Terms: Equity investments
Stage: Seed to Series A
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →GrantAlberta
Emissions Reduction Alberta
Funds technology demonstration projects that reduce emissions in Alberta, including waste and bioenergy.
Terms: Program-specific
Stage: TRL 5-9
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Loan / guaranteeCanada-wide
Export Development Canada
Direct lending, buyer financing, project finance, export guarantees, credit insurance and equity for exporters and companies expanding globally.
Terms: Direct loans typically start at $1M for companies with $10M+ revenue
Stage: Established exporters and scale-ups
Smaller exporters use working capital guarantees via their bank, or BDC.
Official page checked 2026-10-31
Official site →Contribution / regional agencySouthern Ontario
FedDev Ontario
FedDev Ontario's Business Scale-Up and Productivity stream funds high-growth Southern Ontario businesses scaling innovative goods, services or technologies.
Terms: Not published on the page; contact the agency
Stage: Scale-up SMEs
Continuous intake was listed for the scale-up stream; targeted streams have their own deadlines.
Official page checked 2026-10-31
Official site →Contribution / regional agencyNorthern Ontario
FedNor – Northern Ontario Development Program
FedNor programs include the Northern Ontario Development Program, REGI, the Community Futures Program and targeted initiatives for Northern Ontario.
Terms: Not published on the page
Stage: Northern Ontario SMEs, communities and not-for-profits
Check each program page for intake.
Official page checked 2026-10-31
Official site →AcceleratorCanada-wide
Foresight Canada
Cleantech accelerator providing programs, pilots and investor and customer introductions.
Terms: Program-based
Stage: Early to growth
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Loan / guaranteeCanada-wide
Futurpreneur Canada – Core Startup Program
Start-up financing and up to two years of 1:1 mentorship for entrepreneurs aged 18 to 39.
Terms: Up to $75K: up to $25K from Futurpreneur plus up to $50K from BDC; 5-year terms; interest-only in year one.
Stage: Pre-launch or early start-up
Applicant must be a citizen or permanent resident and submit before turning 40.
Official page checked 2026-10-31
Official site →Loan / guaranteeCanada-wide
Indigenous Financial Institutions (NACCA network)
NACCA's network of Indigenous Financial Institutions provides business loans to First Nation, Métis and Inuit entrepreneurs, with access to the Indigenous Growth Fund.
Terms: Not published on the main page
Stage: Start-up through growth
BDC's Indigenous Entrepreneur Loan (up to $350K) is a separate option.
Official page checked 2026-10-31
Official site →AcceleratorNova Scotia
Innovacorp
Nova Scotia's early-stage venture capital and start-up support organization.
Terms: Not confirmed
Stage: Early-stage innovation companies
Official site could not be read in the latest pass.
Not re-checked: confirm on the official site
Official site →Advisory & R&DBritish Columbia
Innovate BC
R&D and pilot funding plus mentorship and coaching for B.C. technology start-ups and scale-ups.
Terms: Varies by program
Stage: B.C. technology start-ups and scale-ups
Calls are time-limited; check intake.
Official page checked 2026-10-31
Official site →Contribution / regional agencyQuebec
Investissement Québec
Quebec business support program with several components; one funds feasibility studies for companies deciding whether to invest in Quebec.
Terms: Not published in the component guide read
Stage: Quebec investment, productivity and expansion projects
Confirm the other components separately.
Official page checked 2026-10-31
Official site →Advisory & R&DCanada-wide
Mitacs
Research internships pairing students, postdocs or graduates with a Canadian company and an academic supervisor.
Terms: $15K research award per 4- or 6-month internship ($7.5K partner, $7.5K Mitacs); postdoc $20K per internship
Stage: R&D-stage companies with an academic partner
Mitacs is in an intake transition; ask an advisor which process applies.
Official page checked 2026-10-31
Official site →GrantCanada-wide
Natural Resources Canada funding
Clean energy and innovation programs relevant to waste-to-energy, biofuels and industrial decarbonization.
Terms: Program-specific
Stage: TRL 5-9
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Advisory & R&DCanada-wide
NRC IRAP
Advice, connections and, in some cases, financial assistance for innovative small and medium-sized businesses commercializing technology-driven products and services.
Terms: Varies by project (call 1-877-994-4727)
Stage: Technology-driven SMEs (for-profit, incorporated in Canada, up to 500 FTE)
Starts with an Innovation Advisor conversation; no funding guarantee.
Official page checked 2026-10-31
Official site →GrantOntario
Ontario Centre of Innovation
Matches OCI funding with NSERC and industry contributions for projects between Ontario companies and publicly funded universities, colleges or research hospitals.
Terms: University stream: OCI $20K-$50K matched by NSERC and industry; college stream: OCI $20K-$40K
Stage: Applied R&D with an academic partner (Ontario companies, 2+ years incorporated, 5+ FTE)
Past 2026 calls had closed; check intake for the next one.
Official page checked 2026-10-31
Official site →Contribution / regional agencyBritish Columbia
PacifiCan – Regional programs
PacifiCan funding for B.C. businesses and not-for-profits, including the Regional Tariff Response Initiative and AI and quantum initiatives.
Terms: Not published on the page
Stage: B.C. businesses and support organizations
Several streams (for example Business Scale-up and Productivity) were listed as closed. Check intake dates.
Official page checked 2026-10-31
Official site →Contribution / regional agencyAlberta, Saskatchewan, Manitoba
PrairiesCan – Business Scale-up and related programs
PrairiesCan funds businesses, not-for-profits and communities, including Business Scale-up and Productivity and the Regional Tariff Response Initiative.
Terms: Not published on the landing page
Stage: Scale-up and tariff-affected businesses
Check intake dates on each program page.
Official page checked 2026-10-31
Official site →Tax creditCanada-wide
SR&ED Tax Incentive
Federal tax incentive for eligible scientific research and experimental development in Canada. Canadian-controlled private corporations get an enhanced refundable credit up to a spending limit.
Terms: 35% refundable credit on qualifying spend up to the limit for CCPCs; 15% non-refundable otherwise (limits were raised in recent reforms)
Stage: Any company with eligible R&D, including pre-revenue
Credit rates confirmed on a Finance Canada page; the current spending limit should be confirmed on the CRA page.
Not re-checked: confirm on the official site
Official site →Contribution / regional agencyCanada-wide
Strategic Innovation Fund (ISED)
Large repayable or non-repayable contributions for transformative projects, including Net Zero Accelerator streams.
Terms: Typically large projects
Stage: Scale-up
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →GrantCanada-wide
Sustainable Development Technology Canada (SDTC)
Historically a major cleantech funder. Program status has changed recently, so check the site for the current state of any successor programs.
Terms: Check current status
Stage: TRL 5-8
Not re-checked in the latest pass; confirm on the official site.
Not re-checked: confirm on the official site
Official site →Loan / guaranteeCanada-wide
Women Entrepreneurship Strategy (Loan Fund)
ISED's renewed Women Entrepreneurship Strategy includes a Women Entrepreneurship Loan Fund delivering loans to women business owners through partner organizations, plus an Ecosystem Fund for not-for-profit support organizations.
Terms: Loans of up to $50K through partners; Ecosystem Fund contributions go to organizations, not individuals.
Stage: Women-owned start-ups and small businesses
Facts come from federal news releases. Ecosystem Fund call was announced to close Nov 9, 2026.
Official page checked 2026-10-31
Official site →Program terms, intake windows and even program existence change often. Always confirm on the official site before applying.